Here’s a detailed explanation of the top 10 money earning apps without investment, including how they work, potential earnings, and tips to get the most out of them.
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Swagbucks is first in money earning apps
Category: Paid Surveys, Cashback, Watching Videos
Potential Earnings: $1 to $5 per hour
Swagbucks is one of the most popular money earning apps where users can make money through multiple activities. You can get paid for completing surveys, watching videos, shopping online, and playing games. It offers a user-friendly interface and a variety of ways to earn Swagbucks points (SB), which can be redeemed for PayPal cash or gift cards from major retailers like Amazon.
- How It Works: Sign up, complete surveys, watch ads or videos, and use affiliate shopping links.
- Pros: Variety of earning methods, accessible payout options.
- Cons: Low per-task payouts, time-consuming.
Tip: Focus on surveys and daily tasks for consistent earnings, and take advantage of shopping cashback for larger payouts.
- Google Opinion Rewards
Category: Paid Surveys
Potential Earnings: $0.10 to $1 per survey
Google Opinion Rewards is second most popular app among money earning apps, its a survey-based app that pays users for completing short surveys related to their opinions on various topics. The surveys are usually brief, taking only a few minutes to complete.
- How It Works: Download the app, complete surveys sent by Google, and earn credits.
- Pros: Easy to use, fast payments, reliable.
- Cons: Limited surveys; availability can vary by location.
Tip: Turn on notifications so you don’t miss any survey opportunities.
- Foap
Category: Photography
Potential Earnings: $5 to $100 per photo sale
Foap allows users to make money by selling photos and videos taken with their smartphones. Large companies and brands purchase user-generated content for their marketing and advertising campaigns. You can also participate in “missions” where brands ask for specific kinds of images or videos.
- How It Works: Upload high-quality photos and videos, and list them for sale.
- Pros: Potential for large earnings per sale, creative outlet.
- Cons: Highly competitive market, not all photos will sell.
Tip: Participate in missions to increase your chances of selling photos and earning more.
- Rakuten (Ebates)
Category: Cashback Shopping
Potential Earnings: Varies based on shopping habits
Rakuten is a cashback app among other money earning apps that rewards users for making purchases at partner stores. It has partnerships with thousands of online and in-store retailers. Simply use Rakuten’s links to shop and earn a percentage of your total purchase back as cashback.
- How It Works: Shop through Rakuten’s affiliate links and earn cashback on purchases.
- Pros: No extra effort required beyond shopping, frequent cashback deals.
- Cons: Earnings depend on spending.
Tip: Maximize earnings by combining Rakuten with store promotions and using it for big-ticket items.
- InboxDollars
Category: Paid Surveys, Cashback, Watching Videos
Potential Earnings: $0.50 to $5 per task
Similar to Swagbucks, InboxDollars pays users to complete simple online tasks like taking surveys, watching videos, reading emails, and shopping online. The app offers a variety of ways to earn, and users can cash out once they reach a minimum threshold.
- How It Works: Sign up, complete tasks, and cash out via PayPal or gift cards.
- Pros: Geniuses: Different ways of acquiring, low payout edge.
- Cons: Payouts can be slow to accumulate.
Tip: Focus on higher-paying tasks like surveys and video watching.
- Mistplay
Category: Gaming
Potential Earnings: $0.50 to $2 per hour
Mistplay is a mobile app like other money earning apps that pays users to play video games. It offers points for each minute you spend playing certain games, which you can then redeem for gift cards. This app is perfect for those who already enjoy gaming and want to make some money while doing so.
- How It Works: Download the app, play featured games, and earn points.
- Pros: Fun way to earn, consistent payouts.
- Cons: Limited to certain types of games, points accumulate slowly.
Tip: Play new games for bonus points, and check the app frequently for time-limited promotions.
- Survey Junkie
Category: Paid Surveys
Potential Earnings: $1 to $5 per survey
Survey Junkie is a simple, straightforward app as compare to other earning money apps that pays users to complete surveys. The surveys typically take 10-20 minutes to complete and focus on consumer products, services, and preferences.
- How It Works: Complete surveys and earn points that can be redeemed for PayPal cash or gift cards.
- Pros: Easy to use, surveys are frequently available.
- Cons: Some surveys can be long, and payout per survey is relatively low.
Tip: Complete your profile thoroughly to get matched with higher-paying surveys.
- TaskRabbit
Category: Gig Economy (Freelancing, Odd Jobs)
Potential Earnings: $15 to $100+ per task
TaskRabbit connects people who need help with everyday tasks, such as furniture assembly, moving, or home repairs, with those willing to complete these tasks for payment. This app is great among other earning money apps for people who prefer in-person, physical tasks and are looking for flexible ways to earn.
- How It Works: Create a profile, offer services, and accept tasks in your area.
- Pros: High earning potential, flexible schedule.
- Cons: Requires physical presence and effort, some tasks require special skills.
Tip: Focus on high-demand services like moving or cleaning to increase your earnings.
- Sweatcoin
Category: Health & Fitness
Potential Earnings: 1 to 5 Sweatcoins per 1,000 steps (convertible to prizes)
Sweatcoin is an app that pays you to stay active. It tracks your steps and rewards you with Sweatcoins, which can be redeemed for various prizes or discounts on products. Although you can’t cash out directly in PayPal or bank transfers, the rewards include high-value items like iPhones or PayPal cash offers for large accumulations of Sweatcoins.
- How It Works: Download the app, walk or run to earn coins, and redeem them for rewards.
- Pros: Encourages physical activity, easy to use.
- Cons: Can take a long time to accumulate enough Sweatcoins for valuable rewards.
Tip: Use Sweatcoin passively by keeping the app running in the background while walking daily.
- Upwork
Category: Freelancing
Potential Earnings: $5 to $100+ per gig
Upwork is a freelancing platform where you can find jobs in various categories like writing, graphic design, coding, and virtual assistance. It offers higher earning potential than many other money earning apps since it connects you directly with clients willing to pay for your skills.
- How It Works: Create a profile, apply for jobs, complete tasks, and get paid through Upwork’s secure payment system.
- Pros: High earning potential, flexibility.
- Cons: Competitive, some projects require specialized skills.
Tip: Start with smaller jobs to build your profile and reputation, and then gradually apply for higher-paying gigs.
Final Thoughts
Making money online without investment has never been easier, thanks to money earning apps that offer diverse earning opportunities. Whether you’re interested in passive earnings, part-time gigs, or building a freelancing career, there’s likely an app that matches your needs. However, it’s important to note that while these apps offer legitimate ways to earn money, they won’t replace a full-time job unless you’re dedicated to maximizing your opportunities across multiple platforms.
The key to success with these money earning apps is consistency, focusing on the methods that work best for you, and leveraging the ones with higher payouts.